The $5k* deposit pathway for first home buyers
For many first home buyers, saving a hefty 20% deposit feels like the biggest hurdle to home ownership. Homebuyers Centre’s $5K* deposit pathway will help make this the year it finally happens.
Exclusively through Resolve Finance and participating land estates.
*See full terms and conditions here.
Why this low deposit option could work for you
You could get started with a low deposit - no need to wait for 20%.
Eligible buyers can avoid Lenders Mortgage Insurance, helping keep upfront costs down.
The $5K* deposit pathway could help tip the balance in your favour.
Low deposit options mean you may be closer to home ownership than you think.
Support from Resolve Finance & Homebuyers Centre every step of the way.
Get started with just $5,000 on packages like these
Don’t wait years to save a 20% deposit, chat to a New Homes Consultant.
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Support from start to finish
Top 25 brokerage for 15 years running
Building a new home is an exciting journey, but it can quickly feel overwhelming with so many moving parts. That’s where Resolve Finance comes in.
Working alongside Homebuyers Centre, Resolve Finance helps you understand your options and guides you through the entire loan process — from checking eligibility right through to settlement. With more than 25 years of experience supporting Australians to finance new homes, they bring deep expertise in construction lending.
You’ll have the clarity, confidence, and support you need to move forward with peace of mind, knowing you’re backed by a trusted team who understands every step of the journey.
What is the low deposit home loan option?
Homebuyers Centre offers a $5K deposit solution to eliminate that barrier for potential buyers.
In partnership with Resolve Finance, this pathway allows eligible first-home buyers to secure a selected house and land package with just $5,000* upfront, instead of a traditional 20% deposit. It brings your build, land and finance together in a genuine one-stop shop, helping simplify what can otherwise feel overwhelming
On average, how long does it take to save 20% deposit?
Between rising living costs, rent, and everything else life throws your way, saving a traditional 20% deposit can feel overwhelming. For many first home buyers, it’s not about discipline — it’s about how much further the goalpost has moved.
Based on an average income and typical savings habits, it can take well over a decade to reach a full deposit. That’s a long time to be saving, especially while property prices continue to change.
That’s why we’re here to help you look at it differently. Because getting into your own home sooner might be more achievable than you think.
Frequently asked questions
The $5K* deposit pathway is designed to help you get started sooner, without needing to save a large upfront deposit before beginning your journey.
With $5,000, you could take the first step towards your new home while your pathway is being mapped out. From there, Homebuyers Centre guides you through selecting your home and land, alongside our finance partner, Resolve Finance so you can move forward with confidence.
Yes — depending on your individual circumstances, there may be ways to get into your new home with a lower deposit than you might expect.
The $5K* deposit pathway is one way to start sooner. Homebuyers Centre keeps the process simple and easy to follow with the support of our finance partner, Resolve Finance.
Traditionally, buyers wait until they’ve saved a full deposit before getting started — which can take time.
The $5K* deposit pathway is designed to help you begin sooner, with a clearer and more guided approach. Instead of waiting, you can take a step forward, with the support of our finance partner, Resolve Finance, to help you understand your pathway.
From your first conversation through to moving in, Homebuyers Centre brings together your home, land and pathway into building.
You’ll have guidance at each stage, and where needed, with the support of our finance partner, Resolve Finance, you can get tailored guidance to help you understand your options and next steps.
Hear from our customers
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fencing. The $5,000 deposit consists of a $2,500 HIA deposit and $2,500 land deposit. Eligible customers will be required to pay deposits at Preliminary Works contract and must be eligible for the $10,000 First Home Buyers Grant. This offer does not consider your personal needs and financial situation, and you should consider whether it is appropriate for you. Finance options are available through Resolve Financial Solutions PTY LTD trading as Resolve Finance ABN 65 079 545 378 (Australian Credit Licence 385487). Funding arranged through Bluebay Homeloans Pty Ltd ABN 62 127 824 524 (Australian Credit Licence 389250). Lenders terms, conditions, risk fees and other applicable charges apply. Lender postcode restrictions apply and limited availability based on locations. Product structure is first loan with a 30‑year loan term and second loan with a 10‑year loan term. This offer is not available in conjunction with any other promotions or incentives. Making changes to inclusions or creating a custom package may not qualify, please speak to a New Homes Consultant for further information. Images are for illustrative purposes only. Homebuyers Centre reserves the right to alter both the terms of the offer and to end the offer at any time without notice. The building practitioner is ABN Group (WA) Pty Ltd. Trading as Homebuyers Centre. BC5409.
First Home Owners Grant
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