Find out which home loan you qualify for:
Low Deposit Home Loans, Keystart Home Loans, My Home Plan, Guarantor Home Loans and Parent Assist
You don't need much to get started with exclusive access to a wide range of finance options from Resolve Finance.
We understand that it’s hard to save the deposit for your first home loan. That’s why we’ve partnered with Resolve Finance to offer a range of home loans that are specifically tailored for first home buyers, including low-deposit home loans.
Your deposit is one of the most important considerations when purchasing your first home. You may have been saving for years, or you may have no money put aside for your deposit. Either way, Homebuyers Centre can help. When you choose to build your home with Homebuyers Centre, our preferred mortgage brokers, Resolve Finance can ensure that your finance is taken care of. At Resolve Finance, we understand that everyone in WA is different - and that is why we have access to a range of products, including some you won’t find anywhere else, that will suit your personal situation.
Low Deposit Home Loans
Most lenders in WA require a minimum of 5% genuine savings as deposit to purchase your first home. However at Resolve Finance, we have access to a number of products which may allow you to get into your new home sooner using the First Home Owners Grant or gifted funds.
Keystart Home Loans
If you are struggling to save for a deposit, then Keystart may be a fantastic option. For those who are eligible, the Keystart Home Loan only requires a 2% deposit, of which 1% must be genuine savings, plus there is no Lenders Mortgage Insurance (LMI). Find out more here.
My Home Plan
My Home Plan is a tailored savings program designed to help you get into your own home. It’s built around your real-world income and expenses, and usually involves only a few tweaks to your spending habits. With the guidance of you own personal Finance Coach, it’s about putting you back in control of your finances and your future so you can get where you want to go — even if you’ve been knocked back for finance in the past.
Guarantor Home Loan
Many young home buyers get their parents’ help in getting a home loan, but it doesn’t have to be in the form of cash. We have access to a number of products that allow you to use the equity your parents have in their current home as security against your new one. Not only can this significantly reduce the deposit required but also the amount of mortgage insurance you'll have to pay.
Parent Assist is an Australian first, which allows your parents to help you come up with your deposit without putting their own home at risk. Mum and Dad lend you your deposit in a formal arrangement at half the interest rate of your mortgage. So you save on mortgage insurance while still qualifying for the First Home Owner Grant and stamp duty concessions.
Resolve Finance Australian Credit License No. 385487