Regional Home Guarantee
Hey regional first homebuyers 👋 Homebuyers in regional areas who haven’t owned a home for the last 10 years (or ever) could get into your own home with just a 5% deposit* and no LMI~– saving you big bucks, thanks to Government initiatives! How good is that?
- Allows customers to borrow 95% of the property value (that’s a 5% deposit)
- Earning up to $125,000 for individuals or $200,000 for joint applicants, as shown on the Notice of Assessment (issued by the Australian Taxation Office)
- Intending to be owner-occupiers of the purchased property
- Available to Australian Citizens and Permanent Residents & New Zealand citizens who hold a Special Category Visa Subclass 444 (SCV) are eligible, subject to meeting all other eligibility criteria.
Explore what could be possible with Resolve Finance.
With the help of our finance partners at Resolve Finance, let’s find out what could be possible with the help of Government initiatives and help bring your new home dreams to life.
Let’s see what could be possible
Find out more!
Lenders mortgage insurance (LMI) is one way to buy a property without having a 20% deposit typically required by banks and lenders.
It’s a premium that you pay the lender in exchange for them providing you with a home loan with a smaller deposit. Some lenders will provide home loans with just 5% deposit, if LMI is paid.
*This doesn’t consider your personal needs & financial circumstances, consider what’s appropriate for you.
Eligibility at the discretion of State and/or Federal Government. Please refer to Government websites for further information: https://www.housingaustralia.gov.au/support-buy-home/family-home-guarantee
Lenders terms & conditions apply & may vary. All financial services provided by Resolve Financial Solutions Pty Ltd trading as Resolve Finance ABN 65 079 545 378 Australian Credit Licence No. 385487.