Why choose a broker over a bank?
Your journey to building your first home is understanding your financial situation. To do so, many people question whether they should go direct to their bank or use a mortgage broker.
Many first home buyers believe they’ll get the lowest interest rate or offer from the bank that they’re currently banking with, but that may not be the case.
What are the benefits of using a mortgage broker?
They look at your current situation and unique requirements
Your mortgage broker will take the time to understand your lifestyle and your goals, to make finding a home loan that matches your needs.
They investigate a wide range of lenders
Unlike a bank, a mortgage broker has access to loans from a panel of lenders, enabling them to assess what product is right for you from a comprehensive range.
They save you time
A broker will typically deal with lots of different people and providers involved in the process on your behalf. This includes your lender and other parties to ensure that your loan process is as smooth as possible.
They act in your best interest
When they give you credit assistance and recommend lenders and products, they’re legally obliged to act in your best interest. They will reach a recommendation based on our discussions about your personal needs and objectives.
Why brokers are the way to go:
It’s all about you on your building journey! Brokers are there to help you find the right loan options for you. Brokers will get to know you personally and use their industry experience to find a lender that meets your needs.
We’re lucky enough to have the team at Resolve Finance with us in-house to help bring your dreams of homeownership to life. They are the leaders in construction finance, so they are able to make sure your loan is right for you and your circumstances.
Our partners at Resolve Finance are here to help bring your dream to life. Head to our Resolve page and contact the team with all your finance related queries.
Setting yourself up for savings success
Set yourself up for savings success with our number one savings tip that will help you get into your own home!
Perth housing market: 2022 forecast
The last two years have been unprecedented for the Perth housing market. With housing prices going up for not only established homes but rentals too, it’s hard to understand what that means for a first home buyer. Our 2022 housing forecast will give our #homesweethomebuyers some insight into where the market is headed.
Finance do's and don'ts to get into your own home!
Securing finance for your home can often seem to be the scariest part of the entire journey. Wondering will you get approved for a mortgage that covers your dream or will you have to spend a bit more time saving so you can start making your first home happen! Our friends, at Resolve Finance have given us their do’s and don’ts to help you secure your home loan.