Keystart Home Loans

Can you tell me more about Keystart Home Loans?

These loans mainly suit first home buyers in Perth who are struggling to save for a deposit. If that’s you, this might be the perfect home loan. Keystart can help make home ownership a reality, by offering affordable, low deposit home loans with no mortgage insurance.

Why were these loans created?

These loans were created to help those who are struggling to buy their first home. Aiming to make the dream of home ownership a reality, by offering affordable, low deposit options. Keystart loans are designed to help people get into home ownership earlier by lowering the upfront costs rather than offering the lowest interest rate on the market.

There are a number of criteria you need to meet, like income limits etc., so come in for a quick chat. Resolve will sort it out quick smart.

So what kind of deposit do I need?

Well, if you’re eligible for the loan, Keystart homes only need a 2% deposit. That means you don’t have to front tens of thousands of dollars. With a low deposit, you’ll be able to reach your home ownership dreams sooner. Pretty sweet.

Any other perks?

Yep. If you’re eligible, you don’t have the pay Lenders Mortgage Insurance, saving you thousands. No monthly account keeping fees, and ongoing support when you need it. Heck yes.

Does this type of loan suit me?

It’s best to speak to our partners at Resolve Finance. They offer a range of home loans that are specifically tailored for first home buyers. They’ve helped thousands of other first home owners get into Keystart homes in Perth. And, they’re pretty good at it too.

What other low deposit options are there?

There are lots of other low deposit loans, and we can help you find the right loan for you. No matter what your situation is, we’ll work together to get you into your new home sooner.

Give us a bell on 131 751

Keystart income limits have changed – for a limited time only!

Keystart is a Western Australian Government Initiative that provides home loans to those that may not meet the deposit requirements of mainstream lenders. To date, over 100,000 people have achieved home ownership through Keystart.

It has now been announced that Keystart are making it easier for home buyers to enter the property market by increasing their income limits! This means that those that may not have fit their eligibility criteria before, could now!

Below we outline these exciting changes:

The income limit for singles is now $105,000 – previously $90,000.
The income limit for couples is now $130,000 – previously $115,000.
The income limit for a family is now $155,000 – previously $135,000.

But hurry! These increased income limits apply only to those who enter into a contract of sale until 31st December 2019. If you haven't qualified before, you may now. So get in touch today to see if you qualify!

Lenders’ eligibility criteria, terms and conditions apply. All finance options available through Resolve Finance ACN 079 545 378 Australian Credit License 38548. Homebuyers Centre provides Keystart with referrals, who is the provider of credit assistance. 

Do you Qualify?

Do you Qualify?

Simply call 131 751 or complete the form below and one of our Home and Land Specialists will get back to you. We work closely with Resolve Finance.

Resolve have over 16 years' experience, exclusive access to loan products and the ability to unlock the WA First Home Owners Grant.

You can include partner/spouse income
You can include partner/spouse loans
You can include partner/spouse savings

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